Math and numbers:
If you're like a lot of business owners you either don't like them, don't understand them, or don't pay attention as closely as you should. You know you should have a handle on all of this but can't find the motivation to get any further.
Lots of business owners have some form of math anxiety. Couple that with an aversion to accounting and you've got a real problem on your hands.
But here's the raw truth: your business runs by numbers and if you don't know how to read them you are flying blind. It's time for you to step up and make the decision to get the training and knowledge you need to make that happen. You need to understand what the numbers mean and what the relationships between them. You don't need to love it, you just need to be competent. And you need to do it now!
You already know that numbers will tell you if you're making a profit or not. But numbers will also tell you whether you can afford to buy a new piece of equipment or hire someone. They'll tell you how your marketing campaign is contributing (or not) to your bottom line. How good your sales are. Whether your costs are increasing, etc.
You can't sit around and wait for your bookkeeper or your accountant to bring you up to speed on these things. It's your responsibility. You need to dive into your financial statements and bring these things to light yourself. So how do you do that?
First, decide that it's worth your time and attention and that it's a priority. Really, isn't it more than time for you to know this stuff? Consider all the decisions you're making now based on guesses and hunches, and then imagine making those same decisions based on hard facts. What might you do differently? I'll bet probably plenty.
Second, look around for educational opportunities. Community colleges have accounting, bookkeeping, and other types of financial courses. There are free online sources like educational websites. Hit your public library and check out one of their books on any of these subject areas. They have lots of titles; find one that's written so you can understand it. Google a term like "cash flow" and then go to a site that looks to have lots of definitions. Look up the concept on Wikipedia. Ask people you know who are good at this and see if you can't get a little tutoring.
Keep working on this a little at a time. You'll be amazed at how even a small increase in your understanding in this area will transform your thinking as a business owner. Your business will thank you.
http://www.statesmanjournal.com
Saturday, July 19, 2014
Bookkeeper | QuickBooks Certified | Catch Up | Short Term | Long Term
We're a bookkeeping firm out of Voorhees, NJ - not your average bookkeeper service -- we serve all businesses and industries. Regarding your books, no business is too small - no mess is too big. We've been in business for over 27 years, our primary service being Bookkeeping.
We offer the following bookkeeping services: QuickBooks, Bookkeeping Clean up, Write Up Bookkeeping, Bank Reconciliations, Accounts Payable, Accounts Receivable, Budgeting, Cash Flow Management, Conversions from Manual to Automated Systems, Income Statement and Balance Sheet Preparation, General Ledger Preparation, 1099 Preparation, Payroll Services & much more.
With these services, you will receive valuable information to improve your cash flow and control your operations. It will be prepared accurately, based on proper accounting rules and procedures. Plus, you will understand what the numbers mean, and how you can use them to manage your business more profitably.
You will uncover a goldmine of profit-building information as you determine your financial standing, and when used properly, this information can help you better plan for the success of your business.
Call today for a free consultation. There is absolutely no obligation. It will be well worth your time!
As illustrated on our website, here are a few reasons why our clients choose us:
- We are cost effective.
- We proudly serve clients throughout the entire state of NJ and parts of DE and PA.
- We always work around your needs.
- We maintain your books on a schedule that works best for you - weekly, monthly, or quarterly.
- We can maintain your books on your computer or on ours. (we offer off-site service through a 'virtual' login so we can access your computer from our office)
- You do not need an office for our services. Get rid of that overhead and we will work from our offices.
- You can mail or drop off work for us. We can even pick it up for you.
- We pride ourselves on making your business hassle and worry free; we work in a timely and efficient manner.
- We are licensed, insured and bonded.
We offer FREE no-obligation consultations with every new potential client so you are assured of our services, results and costs before you commit. We have hourly, daily, monthly and by-the-job pricing to meet any budget for any client. We serve startups and multi-million dollar businesses alike. Call us for more information and to schedule a consultation: (856) 803-4651
Kathryn C. Tiffany, LLC Bookkeeping Services can be reached at (856) 803-4651 or visit us on the web www.TiffanyAccounting.com
Kathryn C. Tiffany, LLC (Licensed, Insured and Bonded)
Certified QuickBooks ProAdvisor
Located in Voorhees, New Jersey
Email:Kathryn@TiffanyAccounting.com
Intuit QuickBooks Profile: http://proadvisor.intuit.com/quickbooks-help/kathryn-tiffany
Web: http://www.TiffanyAccounting.com
Keywords: QuickBooks, Bookkeeping, bookkeeper, book keeping, book keeper, reconciliation, accounts payable, payroll, accounts receivable, tax prep, tax preparation, year end, accounting, cpa, accountant, W2, 1099, 1099's, accounting, financial services
We offer the following bookkeeping services: QuickBooks, Bookkeeping Clean up, Write Up Bookkeeping, Bank Reconciliations, Accounts Payable, Accounts Receivable, Budgeting, Cash Flow Management, Conversions from Manual to Automated Systems, Income Statement and Balance Sheet Preparation, General Ledger Preparation, 1099 Preparation, Payroll Services & much more.
With these services, you will receive valuable information to improve your cash flow and control your operations. It will be prepared accurately, based on proper accounting rules and procedures. Plus, you will understand what the numbers mean, and how you can use them to manage your business more profitably.
You will uncover a goldmine of profit-building information as you determine your financial standing, and when used properly, this information can help you better plan for the success of your business.
Call today for a free consultation. There is absolutely no obligation. It will be well worth your time!
As illustrated on our website, here are a few reasons why our clients choose us:
- We are cost effective.
- We proudly serve clients throughout the entire state of NJ and parts of DE and PA.
- We always work around your needs.
- We maintain your books on a schedule that works best for you - weekly, monthly, or quarterly.
- We can maintain your books on your computer or on ours. (we offer off-site service through a 'virtual' login so we can access your computer from our office)
- You do not need an office for our services. Get rid of that overhead and we will work from our offices.
- You can mail or drop off work for us. We can even pick it up for you.
- We pride ourselves on making your business hassle and worry free; we work in a timely and efficient manner.
- We are licensed, insured and bonded.
We offer FREE no-obligation consultations with every new potential client so you are assured of our services, results and costs before you commit. We have hourly, daily, monthly and by-the-job pricing to meet any budget for any client. We serve startups and multi-million dollar businesses alike. Call us for more information and to schedule a consultation: (856) 803-4651
Kathryn C. Tiffany, LLC Bookkeeping Services can be reached at (856) 803-4651 or visit us on the web www.TiffanyAccounting.com
Kathryn C. Tiffany, LLC (Licensed, Insured and Bonded)
Certified QuickBooks ProAdvisor
Located in Voorhees, New Jersey
Email:Kathryn@TiffanyAccounting.com
Intuit QuickBooks Profile: http://proadvisor.intuit.com/quickbooks-help/kathryn-tiffany
Web: http://www.TiffanyAccounting.com
Keywords: QuickBooks, Bookkeeping, bookkeeper, book keeping, book keeper, reconciliation, accounts payable, payroll, accounts receivable, tax prep, tax preparation, year end, accounting, cpa, accountant, W2, 1099, 1099's, accounting, financial services
Friday, July 18, 2014
Fake Yellow Page Scams Took Small Business Owners for Millions of Dollars
It doesn’t take a lot to fool a hurried small business
owner. Case in point: The Federal Trade Commission just announced a
series of legal actions
against three Montreal operations accused of talking U.S. small
business owners into paying millions of dollars for local yellow page
listings the merchants neither bought nor received.
A common version of the scam went like this: The crooks called small businesses (some nonprofits, churches, and local government agencies also fell victim) and asked to confirm the shop’s name, address, and telephone number. Then the fraudsters call again to tell the business that they owed amounts as high as $1,800. When the business owners protested, the crooks played back recordings of the earlier phone calls, doctoring recordings to make it sound like the merchant had agreed to pay.
It sounds crude, but plenty of business owners coughed up the cash. One group of scammers tricked thousands of victims out of at least $4.9 million, according to a complaint filed by the FTC in U.S. District Court in Florida.
Directory listing scams aren’t new. In 2012, an Illinois court ordered a group of companies operating out of Palma de Mallorca, Spain, to repay $10 million to small businesses shaken down for payments for listings the merchants never agreed to buy. In that version of the scheme, crooks sent faxes bearing the “walking fingers” logo associated with local yellow pages. Merchants who returned the faxes were billed for $1,000 and threatened with aggressive collection tactics.
By trading fax machines for tape recorders and audio editing, the scammers may have climbed up a rung on the ladder of low-tech schemers who prey on Main Street. They’re not as sophisticated as the tin-foil bandits who clamber on the rooftops of convenience stores with rolls of aluminum wrap in an elaborate ploy to buy cigarettes with stolen credit cards. But they’re way ahead of the crude criminals who simply call small business owners and ask for cash.
http://www.businessweek.com
A common version of the scam went like this: The crooks called small businesses (some nonprofits, churches, and local government agencies also fell victim) and asked to confirm the shop’s name, address, and telephone number. Then the fraudsters call again to tell the business that they owed amounts as high as $1,800. When the business owners protested, the crooks played back recordings of the earlier phone calls, doctoring recordings to make it sound like the merchant had agreed to pay.
It sounds crude, but plenty of business owners coughed up the cash. One group of scammers tricked thousands of victims out of at least $4.9 million, according to a complaint filed by the FTC in U.S. District Court in Florida.
Directory listing scams aren’t new. In 2012, an Illinois court ordered a group of companies operating out of Palma de Mallorca, Spain, to repay $10 million to small businesses shaken down for payments for listings the merchants never agreed to buy. In that version of the scheme, crooks sent faxes bearing the “walking fingers” logo associated with local yellow pages. Merchants who returned the faxes were billed for $1,000 and threatened with aggressive collection tactics.
By trading fax machines for tape recorders and audio editing, the scammers may have climbed up a rung on the ladder of low-tech schemers who prey on Main Street. They’re not as sophisticated as the tin-foil bandits who clamber on the rooftops of convenience stores with rolls of aluminum wrap in an elaborate ploy to buy cigarettes with stolen credit cards. But they’re way ahead of the crude criminals who simply call small business owners and ask for cash.
http://www.businessweek.com
Wednesday, July 16, 2014
Voorhees, NewJersey: Kathryn C. Tiffany, LLC - Bookkeeper Service CALL TODAY: 856-803-4651
Our Services
Kathryn C. Tiffany, LLC offers unsurpassed levels of service, execution and insight. Every service we provide – be it bookkeeping, QuickBooks, payroll or small business consulting - is solution specific. We help our clients develop and execute strategies that make a critical difference in their operational and financial well-being. So whether you are trying to increase efficiency, attain business growth goals, achieve greater profitability or build and maintain wealth, our team is ready to get you there.
Services we provide:
Small business consulting
Outsourced Bookkeeping Solutions
QuickBooks
If you would like to discuss your specific situation, please contact us directly and we would be happy to discuss your needs.
Outsourced Bookkeeping Solutions
Bookkeeping, QuickBooks and back-office expertise with cutting-edge technology that saves you time so you can concentrate more on serving your customers and less on routine bookkeeping tasks. Fewer headaches. Improved profitability. Quality, back-office services you can count on. These are just a few of the reasons Kathryn C. Tiffany, LLC small business clients use our QuickBooks solutions.
Cost-Effectively Outsource These Recurring Tasks:
• Customer invoicing
• Bill paying
• Bank reconciliations
• Accounts receivable
• Accounts payable
• Cash reconciliations
• Monthly financial reporting
• Timely posting of payroll data
• Cash management
• Budget preparation
• Budget reporting
• Management reporting
• Basic checkbook data entry
• QuickBooks set up, training, clean up and support
Additionally, Kathryn C. Tiffany, LLC bookkeeping service helps you grow your bottom line and reduce the operational expenses associated with in-house accounting and bookkeeping, employee turnover, benefits, training and equipment. Allow us to act as your controller by offering you a complete set of financial statements, market trend analyses, budgets and projections and to present results to management on a monthly, quarterly or annual basis.
We are Certified QuickBooks ProAdvisors
CALL TODAY: 856-803-4651
Kathryn C. Tiffany, LLC offers unsurpassed levels of service, execution and insight. Every service we provide – be it bookkeeping, QuickBooks, payroll or small business consulting - is solution specific. We help our clients develop and execute strategies that make a critical difference in their operational and financial well-being. So whether you are trying to increase efficiency, attain business growth goals, achieve greater profitability or build and maintain wealth, our team is ready to get you there.
Services we provide:
Small business consulting
Outsourced Bookkeeping Solutions
QuickBooks
If you would like to discuss your specific situation, please contact us directly and we would be happy to discuss your needs.
Outsourced Bookkeeping Solutions
Bookkeeping, QuickBooks and back-office expertise with cutting-edge technology that saves you time so you can concentrate more on serving your customers and less on routine bookkeeping tasks. Fewer headaches. Improved profitability. Quality, back-office services you can count on. These are just a few of the reasons Kathryn C. Tiffany, LLC small business clients use our QuickBooks solutions.
Cost-Effectively Outsource These Recurring Tasks:
• Customer invoicing
• Bill paying
• Bank reconciliations
• Accounts receivable
• Accounts payable
• Cash reconciliations
• Monthly financial reporting
• Timely posting of payroll data
• Cash management
• Budget preparation
• Budget reporting
• Management reporting
• Basic checkbook data entry
• QuickBooks set up, training, clean up and support
Additionally, Kathryn C. Tiffany, LLC bookkeeping service helps you grow your bottom line and reduce the operational expenses associated with in-house accounting and bookkeeping, employee turnover, benefits, training and equipment. Allow us to act as your controller by offering you a complete set of financial statements, market trend analyses, budgets and projections and to present results to management on a monthly, quarterly or annual basis.
We are Certified QuickBooks ProAdvisors
CALL TODAY: 856-803-4651
Marlboro Township, New Jersey: Important Information from the Tax Collector's Office
Please note that the 2014 Final/2015 Preliminary Tax Bills will be mailed out on Tuesday July 15, 2014.
Just a reminder that 3rd Quarter Taxes must be received no later than August 11, 2014.
For your convenience the Tax Collector’s Office will have extended hours as follows:
August 1st -11th on Monday through Thursday 8:30 AM- 8:00 PM
Payments can be made the following ways:
Just a reminder that 3rd Quarter Taxes must be received no later than August 11, 2014.
For your convenience the Tax Collector’s Office will have extended hours as follows:
August 1st -11th on Monday through Thursday 8:30 AM- 8:00 PM
Payments can be made the following ways:
- At Township Offices – 1979 Township Drive, Marlboro, NJ.
- Mail a check using your return payment stub to the Township of Marlboro Tax Collector – 1979 Township Drive, Marlboro, NJ 07746.
- On line through a third party payment processing company using an electronic check or credit card. Select the link at www.marlboro-nj.gov/tax_collector_division_main.html (“Tax Collector is now Collecting Payments Online”), and using your tax bill, enter your tax account number and the amount of your quarterly tax. Please note that these services involve the imposition of fees and charges (currently Credit Card transactions are assessed a fee of 2.69% of the payment amount & E- check transactions are $2.00 per check) by the third party providers. No fees are assessed by Marlboro Township.
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